Open Banking & Account Aggregators
Consent-led data sharing and payment initiation across India AA, UK, and EU PSD2.
Understand Account Aggregators in India, UK/EU open banking under PSD2, API patterns, consent artefacts, and the critical distinction between account data access and payment initiation—so you can design compliant, high-conversion journeys.
4 lessons · ~84 min · 0% complete
- Lesson 1 · Foundations · Both
Open Banking Foundations
Why open banking exists: competition, customer control, and standardised APIs replacing screen scraping.
18 min → - Lesson 2 · Practitioner · India
India Account Aggregators (AA)
How India’s AA ecosystem shares financial data via consent artefacts—without sharing bank passwords.
24 min → - Lesson 3 · Practitioner · Global
UK/EU PSD2 & Open Banking APIs
PSD2 roles, SCA, and how UK Open Banking standards shaped API-based competition.
22 min → - Lesson 4 · Practitioner · Both
Consent, Data Access vs Payment Initiation
Design consents users understand—and keep data products cleanly separated from money-moving powers.
20 min →