Learning tracks
Nine product domains. Each lesson has diagrams, compare views, and a quiz.
Payments Rails
A practitioner track on payment instruments, India and global rails, the merchant stack, failure modes, reconciliation, and cross-border corridors. Built for PMs, ops, and product engineers who ship payment experiences.
Cards & Networks
Deep-dive the four-party card model, networks, product types, authorization concepts, tokenization, 3DS, economics (MDR/interchange), disputes, and how RuPay/NCMC sit alongside global schemes.
Lending & Credit
Retail and MSME credit lifecycle spanning LOS vs LMS, bureau and CAM, pricing, EMI math, collections/NPA (India DPD), BNPL and working capital — culminating in an SCF deep-dive aligned to Capital XB–style factoring, PID, STBL, limits, drawdowns, and maker-checker.
KYC, KYB & AML
Master customer and business onboarding, CIP, AML/CFT frameworks, sanctions and PEP screening, STR/SAR workflows, and how India’s CKYC / DigiLocker / Aadhaar eKYC stack maps to global CDD/EDD, FATF, and Travel Rule expectations—plus transaction monitoring concepts PMs own end-to-end.
Treasury & FX
Build fluency in corporate and bank treasury basics, FX spot and forward markets, FBIL references, nostro/vostro accounts, exporter trade-finance FX, settlement mechanics, and practical hedging concepts for supply-chain finance and export factoring.
Banking Core Systems
Learn core banking concepts: general ledger vs customer subledgers, account structures, deposits, interest accrual, and day-2 operations. Compare India’s CBS landscape with global cores (Temenos, Finacle, and peers) at a product—not implementation—level.
Open Banking & Account Aggregators
Understand Account Aggregators in India, UK/EU open banking under PSD2, API patterns, consent artefacts, and the critical distinction between account data access and payment initiation—so you can design compliant, high-conversion journeys.
Wealth & InsurTech
A combined track covering digital brokerage mechanics, mutual funds and UPI mandates in India, robo-advice fundamentals, plus InsurTech: policy administration, claims, and embedded insurance models for platforms.
Fraud & Embedded Finance
A combined track on fraud typologies (ATO, synthetic ID, APP scams), 3DS and risk engines, plus embedded finance: Banking-as-a-Service, marketplace lending, and the partnership controls that keep platforms bankable.