Lesson 2 · Practitioner · India · 22 min
Mutual Funds & UPI Mandates (India)
How MF investing is productised in India—folios, KYC, and UPI Autopay / mandates for SIPs.
Objectives
- ▸Explain folio, AMC, RTA, and distributor roles
- ▸Design SIP journeys with UPI mandates
- ▸Handle mandate failures and SI pause/resume
- ▸Know where KYC (including CKYC) fits in onboarding
Asset Management Companies (AMCs) run schemes. Registrars & Transfer Agents (RTAs) maintain investor records. Distributors / RIAs / apps acquire customers. Your product may be distributor-led or advice-led—disclosures differ.
Key terms
SIPAMCRTAUPI AutopayKRAFolio